Independent Financial Advisory · Since 2015
Don’t just invest. Understand.
At Percapita, we deliver research driven financial planning that helps you make smarter money moves. Our independent guidance is transparent, secure, and designed for long term value. With clear insights and safe communication, we help you navigate your financial journey confidently.
- 2015
- Independent Since
- 40+ Years
- Collective Team Expertise
- 450+
- Clients
Scheme NAVs · Regular Plan, Growth
As on 24 Sep 2026 · Source: AMFI
SBI
SBI Large Cap Fund
₹90.37
Kotak
Kotak Flexi Cap Fund
₹82.56
Nippon India
Nippon India Large Cap Fund
₹86.52
PGIM India
PGIM India Flexi Cap Fund
₹36.34
Bandhan
Bandhan Large Cap Fund
₹76.08
Motilal Oswal
Motilal Oswal Flexi Cap Fund
₹62.91
PPFAS
Parag Parikh Flexi Cap Fund
₹82.29
Aditya Birla
Aditya Birla Sun Life Large Cap Fund
₹501.34
Mirae Asset
Mirae Asset Large Cap Fund
₹107.98
Canara Robeco
Canara Robeco Large Cap Fund
₹59.49
HDFC
HDFC Flexi Cap Fund
₹2,004.65
Invesco
Invesco India Large Cap Fund
₹70.33
ICICI Prudential
ICICI Prudential Large Cap Fund
₹104.19
Edelweiss
Edelweiss Large Cap Fund
₹80.95
Baroda BNP Paribas
Baroda BNP Paribas Large Cap Fund
₹214.49
DSP
DSP Flexi Cap Fund
₹100.44
Net asset values are published by AMFI and are not indicative of future returns. Percapita distributes Regular Plans only.
Who We Are
We bring financial planning and investment advisory together to help you make smarter, more intentional money moves. From figuring out your next big goal to making your investments work harder, we connect the dots so your money keeps up with your life, not the other way around.
Your money deserves a game plan.
Money moves, made clear.
Integrity and Transparency
We keep it real, building genuine relationships through trust, clear communication, and honest guidance.
Professional Excellence
Every detail matters. Our team brings decades of expertise, delivering smart, research driven solutions with care and precision.
Solution Oriented Mindset
Challenges don’t scare us. We focus on practical, outcome driven strategies that help you make smarter money moves.
Future Ready Finance
We don’t just plan for today, we help you stay ahead. With clarity, confidence, and modern tools, Percapita empowers you to build lasting value for tomorrow.
The Spark Behind Percapita
Every big idea starts with a question.
Why does money feel so complicated when it’s such a personal part of our lives?
Percapita. Finance that feels personal.
Finance has always spoken in numbers: charts, averages, markets, percentages. But numbers don’t dream. People do.
And behind every number is a person figuring it out. A first salary. A growing business. A big ambition. A family to build. A future to plan. That’s where Percapita comes in.
“Per capita” means per person. A phrase usually used to describe populations and statistics. We saw a different meaning.
- Per person.
- Per journey.
- Per dream.
So we built Percapita to make finance feel less like a spreadsheet and more like something that actually understands you.
No unnecessary complexity. No cold, one size fits all thinking. Just a clearer way to look at your money, your choices, and what comes next. Because wealth isn’t just about the numbers. It’s about what those numbers make possible.
Your story is personal. Your finances should be too.
What We Do
Your money has a story. It just doesn’t come with a table of contents.
01It starts simple
A first salary. A business. Your first investment. A home. A family. A future.
02Then life gets real
Income changes. Goals shift. Markets move. Opportunities appear. And suddenly, every money decision connects to another.
03That’s where Percapita comes in
We connect the dots, build the strategy, and evolve it with you.
Because the goal isn’t just to have money. It’s to know what you’re building with it.
Disclaimer : All investments are subject to market risks. Financial planning and investment recommendations are based on individual circumstances and applicable regulations; no investment outcome is guaranteed.
Services
Investments, protection, and borrowing.
Disclaimer : Investments are subject to market risks. Products and services are subject to applicable eligibility, regulatory, risk, liquidity, and other conditions. No investment outcome is guaranteed.
The Percapita mindset
Human at heart. Clear by design. Personal by default.
People First
Numbers matter. You matter more.
Finance starts with understanding the person behind the numbers.
Keep It Clear
No jargon. No noise. Just clarity.
We make finance easier to understand and easier to act on.
Own Your Journey
Your money. Your goals. Your way.
Because financial success looks different for everyone.
Build For Tomorrow
Think ahead. Move smarter.
We help turn today’s financial choices into tomorrow’s possibilities.
Our Commitment
We’re in this for the long game.
We keep things clear, independent, and grounded in real life so you can make informed money decisions without the noise.
Your journey. We’re here for it.
Calculators
Run the numbers on your future.
Total Corpus at Maturity
₹1.26 Cr
- Amount Invested
- ₹45.00 L
- Estimated Returns
- ₹81.14 L
- Wealth Multiple
- 2.8×
Illustrative only. Returns are assumed constant and are not guaranteed. Actual mutual fund returns vary with market conditions.
Talk to an advisor about SIP planningHow We Work
Your Money. Your Context. Your Plan.
No two financial journeys look the same. So why should the process?
We start with a conversation, not a checklist. We get to know where you are, what you care about, what you’re planning for, and what your financial picture looks like today.
01
Let’s Talk
First, we get on the same page. A no pressure conversation to understand your financial world, priorities, and what you’re looking for.
02
Get Real About Goals
What actually matters to you? We dig into your goals, timelines, priorities, risk profile, and the financial decisions around them.
03
See If We Fit
No hard sell. Just clarity. We explain where Percapita can add value, what the engagement involves, and whether our approach makes sense for your needs.
04
Build & Revisit
Because life doesn’t stay on read. Where you choose to work with us, we develop the relevant financial and investment strategy and review it periodically as your circumstances and priorities change.
- Talk
- Understand
- Plan
- Review
Disclaimer : Financial planning and investment recommendations are based on individual circumstances, risk profiling, suitability, and applicable regulations. Investments are subject to market risks; no investment outcome is guaranteed.
Get in Touch
Start with a no obligation conversation.
For a conversation with one of our advisors to explore how Percapita can support your financial planning needs. We usually respond within one working day.
Mumbai
75, Regal, Rustomjee AdarshMalad West, Mumbai 400064
Pune
C 01, Wing A, 7th Floor, City VistaKharadi, Pune 411014 (by appointment)
Request a consultation
Tell us a little about what you need. There is no cost and no obligation.
FAQs
Questions worth asking before you invest.
Talk to an AdvisorNot covered here
What does Percapita do?
We help you navigate investments and financial decisions across Mutual Funds, SIFs, PMS, AIFs, Insurance, and Loans, depending on your needs and eligibility.
Do I need to be a finance expert?
Not at all. You bring the goals and questions. We help simplify the options and explain the important stuff.
How do you choose investments?
We consider your goals, financial situation, risk profile, time horizon, and priorities when discussing relevant investment options.
What can I invest in through Percapita?
Our offerings include Mutual Funds, SIFs, PMS, and AIFs, subject to product eligibility and applicable regulations.
Do you guarantee returns?
No. Investments are subject to market risks, and returns are never guaranteed.
What happens if Percapita shuts down?
Your investments don’t belong to Percapita.
For mutual funds, your investments are held through the relevant mutual fund and registrar infrastructure. If Percapita stops operating, your underlying investments remain subject to the terms and processes of the respective fund and applicable regulations.
What are your fees?
For Regular Plan mutual funds, we do not charge you a separate platform or advisory fee. As an MFD, we receive distribution commission from the mutual fund scheme as permitted under the applicable regulations.
There are no additional charges from us specifically for our guidance, portfolio reviews, or ongoing support under this arrangement.
For other products, applicable fees and charges may vary and are communicated separately.
How does Percapita earn?
For Regular Plan mutual funds, we receive distribution commission from the respective mutual fund schemes. We believe you should know how we’re compensated.
What happens in the first meeting?
We talk. No complicated homework.
We understand where you are financially, what you’re working towards, and what you’re looking for.
Is Percapita only about investments?
Nope. We also help clients think through areas such as insurance, borrowing, retirement, tax considerations, and broader financial planning.
Can I ask questions before investing?
Absolutely. Understanding the product, risks, costs, and how we’re compensated should come before any investment decision.
What’s the Percapita approach?
Less noise. More context.
We keep things simple, explain the relevant options, and help you make informed financial decisions.
Mutual fund investments are subject to market risks. Read all scheme-related documents carefully before investing. Product availability, eligibility, fees, commissions, and terms are subject to applicable regulations and product-specific conditions.
Broad market access across leading fund houses
