Question 1

What does Percapita do?

Accepted Answer

We help you navigate investments and financial decisions across Mutual Funds, SIFs, PMS, AIFs, Insurance, and Loans, depending on your needs and eligibility.

Question 2

Do I need to be a finance expert?

Accepted Answer

Not at all. You bring the goals and questions. We help simplify the options and explain the important stuff.

Question 3

How do you choose investments?

Accepted Answer

We consider your goals, financial situation, risk profile, time horizon, and priorities when discussing relevant investment options.

Question 4

What can I invest in through Percapita?

Accepted Answer

Our offerings include Mutual Funds, SIFs, PMS, and AIFs, subject to product eligibility and applicable regulations.

Question 5

Do you guarantee returns?

Accepted Answer

No. Investments are subject to market risks, and returns are never guaranteed.

Question 6

What happens if Percapita shuts down?

Accepted Answer

Your investments don’t belong to Percapita. For mutual funds, your investments are held through the relevant mutual fund and registrar infrastructure. If Percapita stops operating, your underlying investments remain subject to the terms and processes of the respective fund and applicable regulations.

Question 7

What are your fees?

Accepted Answer

For Regular Plan mutual funds, we do not charge you a separate platform or advisory fee. As an MFD, we receive distribution commission from the mutual fund scheme as permitted under the applicable regulations. There are no additional charges from us specifically for our guidance, portfolio reviews, or ongoing support under this arrangement. For other products, applicable fees and charges may vary and are communicated separately.

Question 8

How does Percapita earn?

Accepted Answer

For Regular Plan mutual funds, we receive distribution commission from the respective mutual fund schemes. We believe you should know how we’re compensated.

Question 9

What happens in the first meeting?

Accepted Answer

We talk. No complicated homework. We understand where you are financially, what you’re working towards, and what you’re looking for.

Question 10

Is Percapita only about investments?

Accepted Answer

Nope. We also help clients think through areas such as insurance, borrowing, retirement, tax considerations, and broader financial planning.

Question 11

Can I ask questions before investing?

Accepted Answer

Absolutely. Understanding the product, risks, costs, and how we’re compensated should come before any investment decision.

Question 12

What’s the Percapita approach?

Accepted Answer

Less noise. More context. We keep things simple, explain the relevant options, and help you make informed financial decisions.

What a Regular Plan commission actually costs you